Thursday, July 05, 2007

I am broke........... AND stupid

So broke.

I have been doing so much retail therapy that now I have to nurse my credit card account. I failed to pay the full amount last month, and was shocked and disgusted to find that I am now slapped with a $23.78 interest charge. Even more so when the customer service told me that there will be a residual interest charge for this interest (??!!) next month! Dang!

So this month I die die also I will pay up the full amount. Will have to wait for my next pay which is next week. Here is where my problem lies. When it rains, IT POURS!

My car rego (our Malaysia version of JPJ?) and car insurance expires end of this month too. And the amount is a couple of hundred bucks short of a grand.

So what do I do, what do I do?!

WHAT. DO. I. DO?!

Okay, my good friend has already labelled me stupid, bodoh, LLC (Lor Lay Chin). My mum thinks I am crazy. Pride or ultimate independence supersedes my feminine side. I do not ask money from my husband.

It's my own doing anyway, isn't it? Who asked me to spend beyond my budget? Not husband's fault mar. If I ask, he surely will give. He even offered to pay for my car insurance. I said no.

Youch! Aiikkss! *Hands fending off shoes and rotten eggs from jee mui moon* (fellow sisters)

So, no more diamonds for me from my Paypal account. Coz the money now goes to the hole I need to patch.

*Head and hands hang low, slowly walk away*

Guys, doncha wish your girlfriend was just like me? Ooo yeaahh... You perlahan-lahan tunggu lar ya? No more woman as dumb as I am wokay?

12 comments:

AceOne118 said...

Over spent this month cover back next month lor! hehehehe

Sweetpea said...

eh yinsi, i thot u have more constructive comments like 'how much u want? i pinjam u first'.. duh!

IMMomsDaughter said...

I can pinjamlah but my interest is worst than what your credit card company charge. Want or not? Muar ha ha...

Sweetpea said...

IMMoms - like that one meh? buddy buddy where got talk interest one? :(

khai khee said...

was reading ur blog when i rcv ur comment. hehe.. soo "ngam"..

anyway, for me, mus ask a bit from hubby ah for savings. if not he will get used to it already and nx time no income die ohh..

AceOne118 said...

I myself pokai liao.! wakakaka.

Sweetpea said...

KK - men hor? so easy take things for granted :P

yinsi - takut leh, i ask from u :P

Mommy to Chumsy said...

neber mindlah...do more pay post lor...hahahaha

Sweetpea said...

WH - that's the problem leh, now paidposts not as much, spreading thin :(

Mommy to Chumsy said...

i also dunno...just when i thot i could make some side income, i don't get any opps...sigh :( too many posties but not enough advertisers i guess...so how brown cow?

mama bok said...

Wow..! your hubby so lucky..!! never ask for any money..?? so independent..!! i salute you ..!!

Sweetpea said...

WH - sigh.. wat to do. i may have to resort to my freelance writing. much more hard work, but at least steadier side-income :(

mamabok - call it my stubborn streak, who lose out in the end? me lor :(